Peace of mind.
WSB Savings Accounts are one of the best ways to ensure you have money readily available for life’s little emergencies.
WSB offers Regular Savings and Christmas Club Savings accounts (a convenient way to save some cash to make your holidays happier!).
Savers Advantage
Savings account for individuals.
- No quarterly service charges for quarter-long balances of $250.00 or more; $4.50 for balances of $249.99 or less.
- Six (6) free withdrawals per statement period. Withdrawal fee of $1.50 per debit item for each withdrawal over six (6).
- Interest compounded & credited quarterly.
Business Savers Advantage
Available to all businesses and any non-personal entity (i.e. churches, cemeteries, civic organizations).
- No quarterly service charges for quarter-long balances of $250.00 or more.
- $4.50 for balances of $249.99 or less.
- Six (6) free withdrawals per statement period. Withdrawal fee of $1.50 per debit item for each withdrawal over six (6).
- Penalties for exceeding six (6) limited transactions per month, see disclosure for additional information.
- Interest compounded & credited quarterly.
Christmas Club
Save throughout the year to be better prepared for the Season of Giving. Make unlimited deposits or choose to move funds from your checking to your Christmas Club with easy automatic withdrawals. Minimum opening deposit of $10.00.
- You choose the amount and frequency.
- Receive a check in October.
Minor Savings – LAUTMA
Louisiana Uniform Transfers to Minors Account allows an adult person to transfer gifts of money to a custodian for the benefit of the minor. A custodianship account is opened by a custodian for the purpose of holding and protecting funds for a minor until they reach the age of majority in Louisiana, which is age 18.
- Must be a savings account or CD.
- If a minor is unable to sign his/her name, a LAUTMA account is warranted.
- One account for one minor.
- For custodians that are not a parent/legal guardian, signed authorization/permission must be granted by the parent or legal guardian.
- Funds are owned by the minor and are to be used to benefit the minor only.
- Interest compounded & credited quarterly.
Ready to Get Started?
We’ve made switching to WSB easy! Click below and complete the simple form.
Still have questions? Call us and we’ll be glad to help.
Main Office: (318) 435-7535
Gilbert Branch: (318) 435-7546
Rayville Branch: (318) 417-7100
Mangham Branch: (318) 248-2134
Ruston Loan Production: (318) 614-7700