Our Directors, Officers, and Staff thank you for allowing us the privilege of managing WSB. It is our primary focus to guard the safety and soundness of your Bank.

Board of Directors

James K Cloessner headshot

James K. Cloessner

Chairman

Jimmy is the Vice President of Waller-Singer Chevrolet in Winnsboro, Louisiana. He holds a Bachelor of Science degree in Construction from Northeast Louisiana University (University of Louisiana Monroe). He is a Board Member of the Princess Theatre Foundation, a member of the Mainstreet Economic Development committee for Franklin Parish, and an active member of Life Church in Winnsboro, Louisiana with his wife, Kristi Waller Cloessner.

Kevin F Graham headshot

Kevin F. Graham

Vice Chairman

Kevin is a General Partner in Graham Farms Partnership and has been a member of the Franklin Farmers Alliance since 2014. He graduated from Ward III High School and holds a Bachelor of Science degree in Agri-Business from Louisiana Tech University. Kevin is a volunteer coach for Winnsboro Dixie Youth Baseball/softball, Upwards Youth Basketball, and Franklin Parish Youth Football. He and his wife, Joni Cox Graham, are members of Crockett Point Baptist Church in Crowville, Louisiana where is active as a Sunday School Teacher, Worship Leader, and Lay Minister.

Gerald L Brown headshot

Gerald L. Brown

Board Member

Jerry is a licensed professional real estate broker specializing in farm and recreational property. He is the owner/broker of Brown Realty Company in Rayville, Louisiana. He is also a partner with his son Brad in a row crop farm operation in Richland Parish. Jerry is a Rayville High School graduate and Jacquelyn Ratcliff’s husband. The Browns are members of First Baptist Church in Rayville, Louisiana.

John Earl Carroll headshot

John E. Carroll

Board Member

John is the owner of John Earl and Heather Carroll Farms in Gilbert, Louisiana. He is a member of Franklin Farmers, partner in Farmer’s Gin Company, & Carroll Land Investments. He is the Vice President of the Louisiana Cotton and Grain Association and Vice Chairman of the American Cotton Producers. Mr. Carroll is a lifelong resident of Franklin Parish and is married to Heather Carroll.

Kevin W Cobb headshot

Kevin W. Cobb

Audit Committee Chairman

Kevin is the Sheriff of Franklin Parish and a lifelong resident of Franklin Parish and is currently the President of the Louisiana Sheriffs Association. He is a graduate of Winnsboro High School and holds a Bachelor’s Degree from Louisiana Tech University, a Master’s Degree in Business Administration from Northeast Louisiana University (University of Louisiana Monroe), and a member of Life Church in Winnsboro, Louisiana with his wife, Tanya Riser Cobb.

Jerry W Gandy headshot

Jerry W. Gandy

Board Member

Jerry is a Board Member of the Princess Theatre Foundation, Vice President of the Winnsboro Lions Club, Vice President of the Northeast Louisiana Football Officials Association, and Deacon at Mangham Baptist Church. Jerry and his wife, Rachel, live in Mangham, Louisiana.

Roy McDuffie headshot

Roy McDuffie

Board Member

Roy has been a member of the WSB Board since 1981. He is the former owner and operator of General Merchandise Store and partner in Longhorn Gas, Inc. He is a former member of the Franklin Parish Hospital Board and Franklin Parish Fire District #1. Roy is a Deacon at First Baptist Church of Crowville, Louisiana.

Guy D Perdue headshot

Guy D. Pardue

Board Member

Guy is a lifelong Richland and Franklin Parish farmer. He is the owner and operator of Little Creek Farms and also raises commercial Angus cattle. He is a graduate of Riverfield Academy and holds an Agricultural Business Degree from Northeast Louisiana University (University of Louisiana Monroe). He and his wife, Leah, are residents of Mangham, Louisiana, and are members of Rayville United Methodist Church.

Howard Dee Smith headshot

Howard Dee Smith

Board Member

Howard Dee is the President and CEO of WSB. He previously served as Senior Vice President and Chief Lending Officer of WSB. He holds a Bachelor of Science degree from Northeast Louisiana University (University of Louisiana Monroe) and is a graduate of the LSU Ag Center Leadership Program and the LSU School of Banking. Howard Dee is a part-time cattle farmer & real estate investor who serves as an Advisory Board Member of the Winnsboro Salvation Army, an Advisory Board member of the LSU Ag Center NE District, and is the pianist for First United Pentecostal Church in Winnsboro, Louisiana, and is married to Tara Rollins Smith.

Michael L Woods headshot

Michael L. Woods

Board Member

Mike is the former CEO of WSB. A native of Franklin Parish, he has worked in the local banking industry for 43 years. Mike is a graduate of Northeast Louisiana University. Mike and his wife, Judy, are members of Christian Fellowship church where he is active as the Worship Leader and Lay Minister.

Leigh Ann Ulmer

Leigh Ann Ulmer

Corporate Secretary

Loan Officers

Howard Dee Smith headshot

Howard Dee Smith

President & CEO

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Marc McCarty headshot

Marc McCarty

Gilbert Branch Manager

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Christie Spillers headshot

Christie Spillers

Richland Parish Market Manager

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Steven Pylant headshot

Steven Pylant

Chief Credit Officer

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Carey Armstrong headshot

Carey Armstrong

Loan Officer

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Chris Brister headshot

Chris Brister

Loan Officer

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Chuck Elkin headshot

Chuck Elkin

Loan Officer

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Taylor Hipp headshot

Taylor Hipp

Loan Officer

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Jamey Jones headshot

Jamey Jones

Loan Officer

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Chris Pruitt headshot

Chris Pruitt

Loan Officer

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Laura Waller headshot

Laura Waller

Loan Officer

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Trent Williams headshot

Trent Williams

Loan Officer

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Dustin Wright headshot

Dustin Wright

Loan Officer

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