Our Directors, Officers, and Staff thank you for allowing us the privilege of managing WSB. It is our primary focus to guard the safety and soundness of your Bank.
Board of Directors
Kevin F. Graham
ChairmanKevin is a General Partner in Graham Farms Partnership and has been a member of the Franklin Farmers Alliance since 2014. He graduated from Ward III High School and holds a Bachelor of Science degree in Agri-Business from Louisiana Tech University. Kevin is a volunteer coach for Winnsboro Dixie Youth Baseball/softball, Upwards Youth Basketball, and Franklin Parish Youth Football. He and his wife, Joni Cox Graham, are members of Crockett Point Baptist Church in Crowville, Louisiana where is active as a Sunday School Teacher, Worship Leader, and Lay Minister.
Kevin W. Cobb
Vice-ChairmanKevin is the Sheriff of Franklin Parish and a lifelong resident of Franklin Parish and is currently the President of the Louisiana Sheriffs Association. He is a graduate of Winnsboro High School and holds a Bachelor’s Degree from Louisiana Tech University, a Master’s Degree in Business Administration from Northeast Louisiana University (University of Louisiana Monroe), and a member of Life Church in Winnsboro, Louisiana with his wife, Tanya Riser Cobb.
Gerald L. Brown
Audit ChairmanJerry is a licensed professional real estate broker specializing in farm and recreational property. He is the owner/broker of Brown Realty Company in Rayville, Louisiana. He is also a partner with his son Brad in a row crop farm operation in Richland Parish. Jerry is a Rayville High School graduate and Jacquelyn Ratcliff’s husband. The Browns are members of First Baptist Church in Rayville, Louisiana.
John E. Carroll
Board MemberJohn is the owner of John Earl and Heather Carroll Farms in Gilbert, Louisiana. He is a member of Franklin Farmers, partner in Farmer’s Gin Company, & Carroll Land Investments. He is the Vice President of the Louisiana Cotton and Grain Association and Vice Chairman of the American Cotton Producers. Mr. Carroll is a lifelong resident of Franklin Parish and is married to Heather Carroll.
James K. Cloessner
President of Holding CompanyJimmy is the Vice President of Waller-Singer Chevrolet in Winnsboro, Louisiana. He holds a Bachelor of Science degree in Construction from Northeast Louisiana University (University of Louisiana Monroe). He is a Board Member of the Princess Theatre Foundation, a member of the Mainstreet Economic Development committee for Franklin Parish, and an active member of Life Church in Winnsboro, Louisiana with his wife, Kristi Waller Cloessner.
Jerry W. Gandy
Board MemberJerry is a Board Member of the Princess Theatre Foundation, Vice President of the Winnsboro Lions Club, Vice President of the Northeast Louisiana Football Officials Association, and Deacon at Mangham Baptist Church. Jerry and his wife, Rachel, live in Mangham, Louisiana.
Roy McDuffie
Board MemberRoy has been a member of the WSB Board since 1981. He is the former owner and operator of General Merchandise Store and partner in Longhorn Gas, Inc. He is a former member of the Franklin Parish Hospital Board and Franklin Parish Fire District #1. Roy is a Deacon at First Baptist Church of Crowville, Louisiana.
Guy D. Pardue
Board MemberGuy is a lifelong Richland and Franklin Parish farmer. He is the owner and operator of Little Creek Farms and also raises commercial Angus cattle. He is a graduate of Riverfield Academy and holds an Agricultural Business Degree from Northeast Louisiana University (University of Louisiana Monroe). He and his wife, Leah, are residents of Mangham, Louisiana, and are members of Rayville United Methodist Church.
Howard Dee Smith
Board MemberHoward Dee is the President and CEO of WSB. He previously served as Senior Vice President and Chief Lending Officer of WSB. He holds a Bachelor of Science degree from Northeast Louisiana University (University of Louisiana Monroe) and is a graduate of the LSU Ag Center Leadership Program and the LSU School of Banking. Howard Dee is a part-time cattle farmer & real estate investor who serves as an Advisory Board Member of the Winnsboro Salvation Army, an Advisory Board member of the LSU Ag Center NE District, and is the pianist for First United Pentecostal Church in Winnsboro, Louisiana, and is married to Tara Rollins Smith.
Michael L. Woods
Board MemberMike is the former CEO of WSB. A native of Franklin Parish, he has worked in the local banking industry for 43 years. Mike is a graduate of Northeast Louisiana University. Mike and his wife, Judy, are members of Christian Fellowship church where he is active as the Worship Leader and Lay Minister.
Brandy Davis
Corporate SecretaryLoan Officers
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